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Office Of The Comptroller Of The Currency: Guidance For Banks' Maintenance Of Records, Records Retention, And Examiner Access

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The Office of the Comptroller of the Currency (OCC) is issuing this bulletin to remind national banks and federal savings associations (collectively, banks) of their obligations related to the maintenance of records, records retention, and examiner access to records. The OCC has become aware of communications technology recently made available to banks that could prevent or impede OCC access to bank records through certain data deletion or encryption features. Use of communications technology in this manner is inconsistent with the OCC’s expectations regarding data retention and availability.

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